Privacy Policy

1. Information We Collect

We collect information you provide directly to us:

• Account information (name, email, password)
• Business information (company name, industry, size)
• Financial data (bank transactions, invoices, receipts)
• Payment information (credit card details for billing)

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and send related notifications
• Generate financial analysis and reports
• Train AI models for automatic categorization
• Communicate with you about products and services

3. Sharing Information with Third Parties

We may share your information with third parties in the following circumstances:

• Service providers: We share data with providers who help us operate the service, including hosting services, payment processing, and banking aggregation.
• Banking integrations: We use authorized banking aggregation providers to securely connect your accounts.
• Analytics services: We use analytics services to understand how our platform is used.
• AI providers: We may process data through artificial intelligence services for categorization and analysis features.
• Legal requirements: We may disclose information if required by law or legal process.

4. Data Security

We implement appropriate technical and organizational security measures to protect your information, including encryption in transit and at rest, access controls, and regular security audits. However, no method of transmission over the Internet is 100% secure.

5. Data Retention

We retain your information for as long as your account is active or as needed to provide you services. After account termination, we may retain certain information as required by law or for legitimate business purposes.

6. Your Rights

Depending on your location, you may have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Object to processing of your data
• Export your data in a portable format

7. Cookies and Tracking Technologies

We use cookies and similar technologies to collect information about your activity, browser, and device. You can control cookies through your browser settings.

8. International Transfers

Your information may be transferred to and processed in countries other than your own. We take steps to ensure that transfers comply with applicable data protection laws.

9. Children's Privacy

Our Service is not directed to individuals under 18 years of age. We do not knowingly collect information from minors.

10. Changes to This Policy

We may update this policy from time to time. We will notify you of material changes by posting the new policy and updating the "last updated" date.

11. Contact

For questions about this Privacy Policy or to exercise your rights, contact us at privacy@clarivo.com