Everything your business needs.
Nothing it doesn't.
A unified platform for finance, accounting, and strategic decisions. No plugins, no spreadsheets, no surprises.
Real-time cash flow
Connect your bank and see your real balance, 90-day projections, and runway alerts.
AI Bookkeeping
Automatic categorization, invoice OCR, and month-end close in one click.
CFO-as-a-Service
AI-generated executive snapshots with optional human review.
Local integrations
Banco Nacional, BCR, SINPE Móvil, Stripe USD, QuickBooks. Ready to use.
SUGEF & SOC 2 compliant
Data encrypted at rest and in transit. SOC 2 Type II audit.
Team roles & permissions
Invite your accountant, partner, or CFO with granular per-module permissions.
Clear pricing.
No annual contracts.
Start free for 14 days. Cancel anytime.
For businesses starting to digitize.
- Up to 2 bank accounts
- Automatic categorization
- 30-day cash flow
- Email support
For growing SMEs. Most popular.
- Unlimited bank accounts
- Full AI bookkeeping
- 90-day cash flow + forecast
- Roles & permissions
- QuickBooks integration
Includes a fractional human CFO.
- Everything in Pro
- Dedicated monthly CFO
- Custom executive reports
- 60-min monthly meeting
- Premium onboarding
"We went from a 3-day month-end close to 30 minutes. Clarivo paid for itself in the first week.
Give your finances clarity.
Today.
14 days free. No card. Set up in 5 minutes.
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Frequently asked questions
What is Clarivo?▾
Clarivo is a FinOps platform designed specifically for SMEs in Central America. It combines real-time cash flow management, AI-powered bookkeeping, and CFO-as-a-Service to give you complete financial clarity.
How does the AI bookkeeping work?▾
Our AI automatically categorizes your transactions, extracts data from invoices and receipts using OCR, and provides plain-language explanations of your expenses. It learns from your business patterns over time.
What is CFO-as-a-Service?▾
CFO-as-a-Service gives you access to experienced financial advisors who review your numbers, provide strategic recommendations, and help you make better business decisions—all at a fraction of the cost of a full-time CFO.
Which countries do you support?▾
Clarivo is built for SMEs across Central America, including Costa Rica, Panama, Guatemala, and El Salvador. Our platform supports local tax requirements and banking integrations.
How quickly can I get started?▾
Most businesses are up and running within 5 minutes. Connect your bank accounts, and Clarivo starts working immediately. Our team is available to help with onboarding if needed.